The content of this website is provided for general educational and informational purposes only. It does not constitute individualized insurance, investment, legal, tax or accounting advice, and should not be relied upon as such.
Insurance and annuity product availability, eligibility, underwriting, policy terms, fees, risks, limitations and any guarantees depend on the particular product and the issuing insurance company. Guarantees, where applicable, are backed by the claims-paying ability of the issuing insurer. Insurance products are subject to underwriting approval and may not be available in all jurisdictions.
References to product categories or planning concepts are educational and do not imply that any specific product is offered by APWS or is appropriate for any particular person. Complex strategies may require independent legal, tax, accounting and other professional advice. APWS does not provide legal or tax advice.
Nothing on this website is an offer to sell, or a solicitation of an offer to buy, any insurance or financial product. Statements on this website do not guarantee any investment return, tax treatment, premium financing outcome, asset protection or wealth preservation result.
By using this website you agree that its content is provided "as is" without warranties of any kind, and that APWS is not liable for decisions made in reliance on general website content.